Credit cards

You can’t always plan for those need-it-now purchases and last-minute deals. With a Gem credit card, you don’t need to. You can grab those big, or little, opportunities with both hands.

Shop smarter, with Gem Visa:

  • Now: 0% p.a. interest for 6 months on purchases over $2501
  • Anywhere: it’s a Visa, accepted at millions of locations worldwide
  • Pay later: long term interest free at thousands of retailers across NZ2
  • Protection: safeguard your spending with

Store Finder

Find out where to shop interest free

Find a store

Become a partner

Partner with Gem Visa, and help grow your business.

Find out more
Unlock long term interest free deals with a Gem Visa credit card at these stores
Harvey Normal logo
Mitre 10 logo
Noel Leeming logo
Freedom logo
Big Save logo
Danske Mobler logo
Godfreys
Harrisons Carpet logo
Harrisons Curtains logo
Harrisons Energy logo
Michael Hill logo
Steelfort logo
Target logo
DVS logo
Evo Cycles logo
PK Furniture logo
Furniture Zone logo
Russells Hero logo
Early Settler logo

Gem CreditLine

Gem Visa has replaced CreditLine. If you have a CreditLine card, and don’t want to switch to a Gem Visa, don’t worry – your card will still work.

Remind me
We’re here to help you.

Call us now on 0800 500 505 Mon-Fri, 8am-6:30pm

Got a question ?

Email us at: gem.nz@gemfinance.co.nz

Things you should know

1 Credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.99% p.a.) applies after 6 months.
2 Long term interest free offers may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.