Pay the clever way - with Gem Visa:

  • 0% p.a. interest for 6 months on purchases over $2501
  • It’s a Visa credit card, accepted at millions of locations worldwide
  • Unlock long term interest free offers at loads of NZ stores2
  • If what you buy goes on sale, claim back the difference with optional 3
Unlock long term interest free deals with a Gem Visa credit card at these stores
Harvey Normal logo
Mitre 10 logo
Noel Leeming logo
Freedom logo
Big Save logo
Danske Mobler logo
Harrisons Carpet logo
Harrisons Curtains logo
Harrisons Energy logo
Michael Hill logo
Steelfort logo
Target logo
DVS logo
Evo Cycles logo
PK Furniture logo
Furniture Zone logo
Russells Hero logo
Early Settler logo
Eye Institute logo
Bike Barn logo
Snooze logo

Become a partner

Partner with Gem Visa, and help grow your business.

Find out more

Gem CreditLine

Gem Visa has replaced CreditLine. If you have a CreditLine card, and don’t want to switch to a Gem Visa, don’t worry – your card will still work.

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We’re here to help you.

Chat to us live online Mon-Fri, 8am-9pm and Sat, 8am-6:00pm

Call us now on 0800 500 505 Mon-Fri, 8am-6:30pm

Things you should know

1 Credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.99% p.a.) applies after 6 months.
2 Long term interest free offers may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.
3 Terms, conditions, some exclusions and premiums apply. Shopper’s Protection issued by Hallmark Life Insurance Company Ltd. and Hallmark General Insurance Company Ltd. (incorporated in Australia and operating in New Zealand).