Big. Small. Shop it all with Interest Free payment plans.
Gem Visa gives you access to a huge range of interest free offers and payment plans at some of New Zealand's leading brands.*
Apply online now or instore at any participating Gem Visa retailer.
*Â Gem Visa T&Cs and fees apply including a $55 establishment fee and $55 annual fee (charged $27.50 half-yearly). Prevailing interest rate (currently 28.99% p.a.) applies to any remaining balance on the expiry of the interest free term. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Further information on rates and fees can be found at gemfinance.co.nz. Available to approved Gem Visa credit card customers only. Credit provided by Latitude Financial Services Ltd.
Shop Interest Free Offers*
12 months interest free. On all in store purchases $500 and over.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
Mattress buying made easy. 12 months interest free on purchases over $250.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
Shop now for your essential home office products. 12 Months Interest free, minimum spend $250.
Terms & Conditions apply
One stop shop for your kids needs at an affordable price. 12 Months interest free on all purchases $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
Perfect manicure in minutes. 12 months interest free. Minimum purchase $250.
Terms & Conditions apply
Effortless style. 12 months interest free. Minimum purchase price $250.
Terms & Conditions apply
Short term instalment interest free available. Minimum purchase amounts apply.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
Long Term Interest free available. Minimum spend $250.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
The flooring specialists. Get 18 months interest free when you spend over $500.
Terms & Conditions apply
Sustainable devices. Trusted quality. 12 months interest free on purchases $250 or more.
Terms & Conditions apply
Specialists in mobile phones, tablets, laptops and PC components. 12 months interest free on all purchases $250 or more.
Terms & Conditions apply
Purchase an instrument on Gem Visa online and instore and get 12 months interest free on purchases $250 or more.
Terms & Conditions apply
18 months interest free (In-store only). Minimum spend $400.
Terms & Conditions apply
12 months interest free on all purchases $250 and over.
Terms & Conditions apply
12 months interest free on all purchases $250 and over.
Terms & Conditions apply
12 months interest free on all purchases $250 and over.
Terms & Conditions apply
12 months interest free on all purchases $250 and over.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
12 Months Interest free until Jan 31 2022. Minimum spend $250.
Terms & Conditions apply
12 months interest free on all purchases $250 and over.
Terms & Conditions apply
18 Months deferred payments on all purchases over $100 until the 31st January 2022.
Terms & Conditions apply
36 months interest free with equal monthly payments. On all in store purchases $100 and over.
Terms & Conditions apply
16 months no payments and no interest. On all in store purchases $799 and over.
Terms & Conditions apply
10 months interest free. In store and online purchases $250 and over.
Terms & Conditions apply
12 months interest free. On all in store purchases $250 and over.
Terms & Conditions apply
15 months no payments and no interest. On all in store purchases $100 and over.
Terms & Conditions apply
Finance terms available. Please see in-store for details.
Terms & Conditions apply
18 months interest free. On all eye laser surgery $6,100 and over.
Terms & Conditions apply
12 months interest free. On all in store purchases $250 and over.
Terms & Conditions apply
