
Let’s get you a
great deal with
Gem Visa
Gem Visa gives you access to a huge range of interest free offers and payment plans at some of New Zealand’s leading brands.*
Apply online now or instore at any participating Gem Visa retailer.
*Gem Visa T&Cs & fees apply including a $55 establishment fee and $52 annual fee (charged $26 half-yearly). Prevailing interest rate (currently 26.99% p.a.) applies to any remaining balance on the expiry of the interest free term. Credit provided by Latitude Financial Services Ltd.
Shop Interest Free Offers*

12 months interest free. On all in store purchases $500 and over.
Terms & Conditions apply

15 months deferred interest free. Minimum spend $499.00.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply

6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply

6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
Mattress buying made easy. 12 months interest free on purchases over $250.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
Shop now for your essential home office products. 12 Months Interest free, minimum spend $250.
Terms & Conditions apply
One stop shop for your kids needs at an affordable price. 12 Months interest free on all purchases $250 or more.
Terms & Conditions apply

12 Months Interest Free when you spend $250 or more.
Terms & Conditions apply
Perfect manicure in minutes. 12 months interest free. Minimum purchase $250.
Terms & Conditions apply
Effortless style. 12 months interest free. Minimum purchase price $250.
Terms & Conditions apply

Short term instalment interest free available. Minimum purchase amounts apply.
Terms & Conditions apply
6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply

6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply

Long Term Interest free available. Minimum spend $250.
Terms & Conditions apply

6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply

6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply

The flooring specialists. Get 18 months interest free when you spend over $500.
Terms & Conditions apply
Sustainable devices. Trusted quality. 12 months interest free on purchases $250 or more.
Terms & Conditions apply

Specialists in mobile phones, tablets, laptops and PC components. 12 months interest free on all purchases $250 or more.
Terms & Conditions apply

Purchase an instrument on Gem Visa online and instore and get 12 months interest free on purchases $250 or more.
Terms & Conditions apply

18 months interest free (In-store only). Minimum spend $400.
Terms & Conditions apply

12 months interest free on all purchases $250 and over.
Terms & Conditions apply
12 months interest free on all purchases $250 and over.
Terms & Conditions apply

12 months interest free on all purchases $250 and over.
Terms & Conditions apply
12 months interest free on all purchases $250 and over.
Terms & Conditions apply

6 months and 12 months interest free available. Minimum spend $250.
Terms & Conditions apply
12 Months Interest free until Jan 31 2022. Minimum spend $250.
Terms & Conditions apply

12 months interest free on all purchases $250 and over.
Terms & Conditions apply

18 Months deferred payments on all purchases over $100 until the 31st January 2022.
Terms & Conditions apply
36 months interest free with equal monthly payments. On all in store purchases $100 and over.
Terms & Conditions apply
16 months no payments and no interest. On all in store purchases $799 and over.
Terms & Conditions apply

10 months interest free. In store and online purchases $250 and over.
Terms & Conditions apply

12 months interest free. On all in store purchases $250 and over.
Terms & Conditions apply

15 months no payments and no interest. On all in store purchases $100 and over.
Terms & Conditions apply
Finance terms available. Please see in-store for details.
Terms & Conditions apply

Please have copy as: 48 Months Interest free Jan 1 until 28 Feb 2022. Minimum Spend $1000.
Terms & Conditions apply

Please have copy as: 48 Months Interest free Jan 1 until 28 Feb 2022. Minimum Spend $1000.
Terms & Conditions apply

Please have copy as: 48 Months Interest free Jan 1 until 28 Feb 2022. Minimum Spend $1000.
Terms & Conditions apply

18 months interest free. On all eye laser surgery $6,100 and over.
Terms & Conditions apply

12 months interest free. On all in store purchases $250 and over.
Terms & Conditions apply
12 months interest free. On all in store purchases $500 and over.
Terms & Conditions apply