
Helping you deliver more
Partner with us to grow your business and deliver great outcomes for your clients.
Accredited broker use only
Get accredited
Become an accredited Broker with Latitude today.
Login to review pending accreditation requestsCompare our fixed and variable loan options to find the right fit
Secured Car Loan
Use your vehicle as security for your loan
Suitable if you’ve already found your vehicle
Get the benefit of a lower rate if you're willing to secure your loan. May help reduce the overall cost of borrowing.
A fixed rate makes budgeting easier. It’s ideal if you want certainty and peace of mind. Your interest rate stays the same, no surprises, no changes.
Interest rate from
8.99
%p.a.^
to
28.99
%p.a.^
Unsecured Car Loan
No need to use your car or another asset as security
Enjoy more flexibility in your borrowing
Allows you to shop around with confidence if you haven't chosen your vehicle yet.
A fixed rate makes budgeting easier. It’s ideal if you want certainty and peace of mind. Your interest rate stays the same, no surprises, no changes.
Interest rate from
9.99
%p.a.^
to
29.99
%p.a.^
We're here to help
Got questions for our broker team? Call now on 0800 433 406
Mon to Fri: 9am - 5:30pm (NZST)
Important information
^Gem Personal Loan
Gem Personal Loan rates range from:
Variable Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans. Loans with a variable interest rate are subject to change throughout the duration of the loan.
Fixed Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans.
The interest rate depends on your client's personal circumstances. If your client chooses to pay your loan off sooner, we will not charge them an early repayment fee. Credit and lending criteria, and fees apply including a $0 establishment fee. Credit provided by Latitude Financial Services Limited.
Example: An unsecured Gem Personal Loan of $20,000 borrowed for three years with an interest rate of 15.99% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $25,613 approximately (including a $0 establishment fee).