So, why choose Gem?
It’s what we do
Personal finance is what we do. So whatever stage you’re at, whatever you want, whatever you need, think Gem.
We see your potential. We see your needs. And we can help enable you to realise these and enjoy life.
The brilliant alternative to a bank
Apply online when it suits you, or talk your application through with a specialist over the phone. We aim to make the process as easy as possible.
We’re tried and trusted
We already help 1 in 8 Kiwis, so we could have a personal loan or credit card product that’s right for you too.