Personal loans
Whether it's a holiday, a new car or home renovations you're after, now you can with a Gem Personal Loan.
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Credit cards
A Gem Visa credit card for those just-need-it-now
purchases or last minute deals.
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So, why choose Gem?
It’s what we do
We are specialists in personal finance, it is what we do. So whatever stage you are at in your life, whatever your finance needs, we could have a solution for you. Think smart, think Gem.
We empower
We can see your potential. We understand your needs. And we can help enable you to realise these, so you can get on with enjoying life.
The brilliant alternative to a bank
As personal finance specialists we aim to make the process of dealing with us as easy as possible. Apply online whenever it suits you, or talk your application through with a specialist over the phone.
We’re tried and trusted
Already, 1 in 8 Kiwis trust us to provide their personal finance, so we could have a personal loan or credit card product that’s right for you too.