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Get interested in Interest Free

Give your customers more time to pay with long-term Interest Free payments plans available through participating Gem credit cards.

^All information listed on this page is intended for merchant purposes only. 

The home of Interest Free shopping

Why Gem Interest Free options are a real head turner.

Get new customers

Tap into the purchasing power of 340,000 Gem customers who love even more time to pay.

Enabling bigger buys

With a Gem credit card, your customers can easily put bigger purchases onto an Interest Free payment plan.

More time to pay

Customers can choose the length of their payment plan during checkout, giving them the flexibility they need.

Super sticky shoppers

58% of customers are likely to shop at your store again if you offer Interest Free payment plans*.

Partnering with us has benefits

  1. Applying is easy
    Easy QR code stickers and SMS links in-store, and a simple online widget mean your customers can apply for a long-term Interest Free payment plan in no time.
  2. A fast response
    We’ll verify your customers' details in 60 seconds (responsible lending criteria applies) so you can complete the transaction there and then once approved. T&Cs, fees and charges apply.
  3. Select a plan
    Customers can choose from a range of flexible, long-term Interest Free payment plans that suit their monthly repayment budget. 
  4. A snap with our app
    Our free Latitude app will help keep your customers up to date with their balance and all purchases.

Our Partners

We keep good company, so should you. Get in touch today.

ApplefreedomMicheal HillJB HifiBig Savepb techHouse of travelBedRUsMitre

Why Gem?

Industry leader

For 20 years, we've built long-lasting relationships with the biggest names in retail.

Get in touch

Send us an enquiry via the get in touch button and

we’ll respond within three business days.

Frequently Asked Questions

Important information

*Source: Lewers research, My2Cents Latitude online research AU community and external sample, February 2022.