Finally, a personal loan with your best interests at heart
You could save up to $1000 on interest just by paying an extra $50 each month.^
Clear your loan quickly so you can get on with enjoying whatever 'better' means for you.
Make extra payments on your terms - whenever and however you like.
^Savings based on a $20,000 loan over 5 years at 12.99% fixed p.a.
Let's get the ball rolling
Everything you need to know
Your questions answered
Would I be locked into paying more each month?
Absolutely not. You can revert to your minimum repayment at any time.
What if I only want to pay extra occasionally?
At Gem, we offer a range of flexible payment options. So, if you'd like to pick and choose when you pay extra, you can do so - just give us a call on 0800 422 898 to find out more.
What if I repay my loan super fast?
That's ok too, as we don't charge any early repayment fees.
Terms and conditions