Tap into better shopping.

We’ve partnered with Google Pay™
to make shopping even easier

Google Pay is a trademark of Google LLC.

Why Google Pay?


Thanks to Google Pay, you can now use your Gem Visa card and just tap your compatible> Google device to make a payment.


Google Pay has security features like immediate payment tracking, virtual account numbers and Google Device Manager to lock or erase your phone should it be lost.


Google Pay can be used wherever you see the contactless payments or Google Pay symbols at checkouts in-store, or the Buy with Google Pay option in apps and online.

Just got approved? You don't have to wait for your card to start spending.

Here's how you can start using your card instantly via Google Pay:


First, download the Latitude App and create your Latitude ID.


Link your Gem Visa using your account number (you'll find this in the email we sent to you when you were approved). You'll receive a verification SMS with a four-digit code to insert.


Next, go to your Google Pay wallet on your phone and insert your name and DOB. You may receive a verification SMS at this stage.


Start using your card instantly through Google Pay.

It's important to be aware that you might be limited to transactions under $80 until your card arrives in the post, you activate it and set a PIN.

Set up and use Google Pay

Set Up
  • Download the Google Pay app free from the Google Play Store.
  • Open the Google Pay app and tap the ‘+’ sign to add your Gem Visa.
  • Use your phone camera to capture your Gem Visa's information or enter it manually.
  • Follow the prompts to complete the details and tap ‘Save’ to confirm that you agree to the Gem Visa card with Google Terms and Conditions.
  • Read and confirm that you agree to the Gem Visa card with Google Pay Terms and Conditions.
  • For security purposes we may ask you to call us or send you a verification code via SMS.
  • Wake up your Google device.
  • Hold your phone close to the payment terminal to pay and away you go.
  • If your transaction is over $80 you may be prompted to input your card PIN.


  • Adding my card in Google Pay
  • About Google Pay
  • How to use Google Pay
  • Managing my card in Google Pay
  • Security
How do I set up Google Pay?