Uh oh, looks like your browser (Internet Explorer) is out of date.While we no longer support it, you can install modern alternatives for a better browsing experience.

Uh oh, looks like your browser (Internet Explorer) is out of date.While we no longer support it, you can install modern alternatives for a better browsing experience.

Loans

Credit Cards

Insurance

About Us

Help

Search

Credit Cards

Loans

Log in to continue your application, upload documents, or accept contracts.

Log in to Loan Applications

Oops! We're currently experiencing technical difficulties.

Apologies for the inconvenience. Please visit us again later today.

Connect with us

Help and support

Our offering

Are you a business?

Discover

Help and support
Home
Help
Careers
About us
Covid-19 support

Our offering
Gem Visa
Interest Free Offers
Genoapay
Gem Loans
Insurance

Are you a business?
Interest Free retailers
Genoapay retailers

Discover
Secure document upload
Latitude App
Useful documents
Calculators and tools

Download the Latitude App

Terms & conditions
Privacy and Credit Reporting Policy
Security
Complaints
Financial Hardship
Prescribed Statement Disclosure

Gem is a leader in consumer finance, offering a range of services including personal loans, car loans, credit cards, interest free and promotional retail finance. Gem products are provided by Latitude Financial Services Limited. Gem New Zealand, 8 Tangihua Street, Auckland, 1010, New Zealand.