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Gem Visa Instalment Interest Free Calculator

Calculate repayments for purchases on an instalment interest free promotional plan.

Min purchase A$50.00

Your Interest Free payment plan



per month*

*Excludes $52 annual account fee.

Total amount paid^


^Gem Visa: Includes a $52 annual account fee, charged after your first purchase and each anniversary date. A one off establishment fee of $55 applies for new customers only.

Important things to remember

The estimated repayments quoted are indicative only and are calculated based on the nominated purchase amount and instalment interest free period only. They do not take into account other purchases or balances or any other fees that may apply. Your repayments will be due on a monthly basis and the exact amounts due will be detailed on your monthly statement.

To be eligible for an Instalment Interest Free plan, a minimum finance amount will apply. See current promotions for terms and conditions.

This calculator is current as of 25 January 2021 and may be updated from time to time. You should only use the most up-to-date version of the calculator.

Instalment Interest Free promotions, their terms and minimum payments required are subject to change over time.

Please refer to Gem Visa Conditions of Use for further information about Instalment Plans. Gem Finance is the trading name of Latitude Financial Services Limited.