Budget Calculator

Whilst setting a budget may seem daunting at first, once you start working out the details with a budget planner you'll understand where your money is going so you can take control.

With our simple budget planner you can work through each heading across the top, including your income and expense details. We've even included fields called 'other' so you can enter in any other expenses that are specific to your circumstances. Once you've finished the summary page provides a breakdown of your income, expenses and how much you have left over. This could assist you in working out future expenses, such as a holiday or new furniture.

We recommend that you print off your summary page and add it somewhere you'll see daily, such as your fridge, so you don't spend more than you can afford each month.

Income Details

Frequency Amount Annual Amount
Net Salary
$
Net Bonuses
$
Investment Income
$
Allowances
$
Other Income
$
Subtotal for this page:

Living Expenses

Frequency Amount Annual Amount
Rent
$
Rates (council, water)
$
Utilities (electricity etc)
$
Phone & Internet
$
Home Maintenance
$
Groceries
$
Lunches & Coffees
$
Medical & Pharmaceutical
$
Beauty & Cosmetics
$
Clothes & Shoes
$
Education (fees, uniforms, childcare)
$
Pets
$
Other Expenses
$
Subtotal for this page:

Insurance & Superannuation

Frequency Amount Annual Amount
Life
$
Income Protection
$
Health
$
Superannuation
$
Home & Contents
$
Car
$
Business
$
Other (boat, caravan, trailer)
$
Subtotal for this page:

Loans & Credit Cards

Frequency Amount Annual Amount
Mortgage
$
Personal Loan Repayments
$
Credit Card #1 Repayments
$
Credit Card #2 Repayments
$
Credit Card #3 Repayments
$
Store Card Repayments
$
Other Loan Repayments
$
Subtotal for this page:

Transport & Motor Vehicle

Frequency Amount Annual Amount
Vehicle
$
Car Wash/ Detailing Services
$
Maintenance
$
Petrol
$
Parking
$
Public Transport
$
Other
$
Subtotal for this page:

Leisure & Entertainment

Frequency Amount Annual Amount
Holidays
$
Weekends
$
Restaurants & Takeaway
$
Sports, Hobbies and Memberships
$
Newspapers, Magazines and Books
$
Gifts (birthdays)
$
Salon/Barber
$
School Supplies
$
Other
$
Subtotal for this page:

Once-off Expenses

Amount Annual Amount
Home Improvements
$
Car Registration
$
Christmas
$
Other
$
Subtotal for this page:

Summary

Weekly Fortnightly Monthly Yearly
Income
Living Expenses
Insurance/Super
Loans
Transport
Leisure
Once-off
Surplus

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