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Low Rate Card

Gotta have it?
Let's make it happen.

Enjoy 6 months interest free on everyday purchases of $250 or more*.

*Gem Visa T&Cs and fees apply including a $55 establishment fee and $55 annual fee (charged $27.50 half-yearly). Prevailing interest rate (currently 29.49% p.a.) applies to any remaining balance on the expiry of the interest free term. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Further information on rates and fees can be found at gemfinance.co.nz. Available to approved Gem Visa credit card customers only. Credit provided by Latitude Financial Services Ltd

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Let's shop with
Gem Visa.

Enjoy 6 months interest free on all purchases of $250 or more*, anywhere Visa is accepted.


* Gem Visa T&Cs and fees apply including a $55 establishment fee and $55 annual fee (charged $27.50 half-yearly). Prevailing interest rate (currently 29.49% p.a.) applies to any remaining balance on the expiry of the interest free term. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Available to approved Gem Visa credit card customers only. Credit provided by Latitude Financial Services Ltd.

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