Uh oh, looks like your browser (Internet Explorer) is out of date.While we no longer support it, you can install modern alternatives for a better browsing experience.

Low Rate Card

Gotta have it?
Let's make it happen.

Enjoy 6 months interest free on everyday purchases of $250 or more*.

*Gem Visa T&Cs and fees apply including a $55 establishment fee and $55 annual fee (charged $27.50 half-yearly). Prevailing interest rate (currently 29.49% p.a.) applies to any remaining balance on the expiry of the interest free term. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Further information on rates and fees can be found at gemfinance.co.nz. Available to approved Gem Visa credit card customers only. Credit provided by Latitude Financial Services Ltd

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

hidden

Shop Now

Let's shop with
Gem Visa.

Enjoy 6 months interest free on all purchases of $250 or more*, anywhere Visa is accepted.


* Gem Visa T&Cs and fees apply including a $55 establishment fee and $55 annual fee (charged $27.50 half-yearly). Prevailing interest rate (currently 29.49% p.a.) applies to any remaining balance on the expiry of the interest free term. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Available to approved Gem Visa credit card customers only. Credit provided by Latitude Financial Services Ltd.

We’re taking on new retailers now

Growth. No integration. New Customers. Zero merchant fees. Ready now.