Get 6.99% p.a. for 6 months on balance transfers.*
Visit the Latitude Service Centre or Latitude App to apply.
How to apply for the Balance Transfer offer
How to apply for the Balance Transfer offer
1. Visit the Latitude Service Centre by clicking the Log in button in the top right corner or open the Latitude App.
2. Log in using your Latitude ID. If you don't have a Latitude ID, simply register from the login page.
3. Select Balance Transfer and fill in the form. T&Cs apply.
4. For more information on Terms and Conditions click here.
Frequently Asked Questions
Important information
* Balance Transfer applies to eligible non-Latitude New Zealand issued credit cards only. Balance Transfer amounts commencing from $500 or more, up to 85% of your Gem Visa credit limit. Monthly payments required (exact amounts specified in your statement). Paying only the minimum monthly payment may not pay out the Balance Transfer amount before the end of the promotional period. If there is an outstanding balance after the promotional period, interest will be charged at the cash advance rate, currently 29.95% (subject to change).
^Gem Visa T&Cs and fees apply including a $65 annual fee (charged $32.50 half-yearly). Interest rate currently 29.49% p.a. applies after interest free term ends. For cash advances, an interest rate of 29.95% p.a. and a $2 fee applies. Further information on rates and fees can be found at gemfinance.co.nz. Available on participating Gem Visa credit cards only.
Credit provided by Latitude Financial Services Ltd.