Using your Gem Essential card? Don't forget these great features!
No annual fee or additional card holder fee
Rates, Fees & Conditions Of Use
on purchases for up to 55 days#
competetive interest rate for purchases
interest rate for cash advances
Frequently Asked Questions
Your credit limit
Managing your account
# To take advantage of up to 55 days Interest Free on everyday credit card purchases, you need to pay the full closing balance on each statement of account by the applicable due date.