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Personal Loan
Easily check your client's Personal Loan interest rate and then submit an application
8.99
to
28.99
9.99
to
29.99
8.99
to
28.99
9.99
to
29.99
About the loan:
Loan amounts from $2,000
Loan terms from 1 to 7 years
Fixed and Variable rate loan options
Weekly, fortnightly or monthly repayments
No early repayment fees
Eligibility:
Be 18 years or over
Be a permanent NZ resident
Be earning a stable income
Fees:
Establishment fee of $240 applies
Late payment fee - $45
No early repayment fees
Your interest rate depends on your personal circumstances
We're here to help
Got questions for our broker team? Call now on 0800 433 406
Mon to Fri: 9am - 5:30pm (NZST)
Important information
^Gem Personal Loan
Gem Personal Loan rates range from:
Variable Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans. Loans with a variable interest rate are subject to change throughout the duration of the loan.
Fixed Loans - 8.99% p.a. to 28.99% p.a. for Secured Loans and 9.99% p.a. to 29.99% p.a. for Unsecured loans.
The interest rate depends on your client's personal circumstances. If your client chooses to pay your loan off sooner, we will not charge them an early repayment fee. Credit and lending criteria, and fees apply including a $0 establishment fee. Credit provided by Latitude Financial Services Limited.
Example: An unsecured Gem Personal Loan of $20,000 borrowed for three years with an interest rate of 15.99% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $25,613 approximately (including a $0 establishment fee).