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Have your documents ready

Apply in 10 minutes

Get a response in 60 seconds

What you'll need

  • Income documents
  • You may be asked to provide one or more of the following:
  • Payslip
  • Bank statement
  • Individual tax return
  • Current rental agreement
  • ID verification
  • If you are new to Gem, we will also need to verify your identity.
  • You may be asked to provide one or more documents that verify your:
  • Current name
  • Date of birth
  • Current address
  • Some of the documents that could be used include:
  • Current New Zealand drivers license / learners permit
  • New Zealand passport
  • Firearms license

I'm ready to borrow

You can also apply by phone.

Call now on 0800 422 898

Call now on 0800 422 898

Mon - Fri, 8am - 7pm

Weekends, 8:30am - 5pm