{"componentChunkName":"component---src-templates-scams-hub-article-template-js","path":"/scams-hub/october-december-2025.html","result":{"data":{"markdownRemark":{"htmlAst":{"type":"root","children":[{"type":"element","tagName":"style","properties":{},"children":[{"type":"text","value":"\n    li p {\n    margin: 0px !important;\n    }\n    u {\n        text-underline-offset: 4px;\n    }\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"h2","properties":{},"children":[{"type":"text","value":"Phishing Scams – What to Watch For"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Phishing scams may be sent by email, text message, phone call, or social media, and often pretend to be from trusted organisations. eg: PayPal, NZPost, ATO, TOLL"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"h2","properties":{},"children":[{"type":"text","value":"What Scammers Want You to Do"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"If you click the link, they may ask for:"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"ul","properties":{},"children":[{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Usernames and passwords"}]}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Card or bank details"}]}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Onetime passwords (OTPs)"}]}]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"If you call the number, they may: "}]},{"type":"text","value":"\n"},{"type":"element","tagName":"ul","properties":{},"children":[{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Pretend to fix an issue or dispute transactions for you "}]}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Ask for security codes "}]}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Try to access your device "}]}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Guide you into making payments "}]}]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"See the examples below of common phishing scams: "}]},{"type":"text","value":"\n"},{"type":"element","tagName":"ul","properties":{},"children":[{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"element","tagName":"b","properties":{},"children":[{"type":"text","value":"Fake invoice:"}]},{"type":"text","value":"A message claiming an invoice has been issued (often using names like Bitcoin) and asking you to click a link or call a number. "}]},{"type":"text","value":"\n "},{"type":"element","tagName":"img","properties":{"src":"/scams-hub/images/scam-alert-message-1.png","alt":"Scam Alert Message 1"},"children":[]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"br","properties":{},"children":[]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"element","tagName":"b","properties":{},"children":[{"type":"text","value":"Fake subscription renewal:"}]},{"type":"text","value":" A message saying a subscription has been renewed or will be charged, urging you to call to dispute it. "}]},{"type":"text","value":"\n "},{"type":"element","tagName":"img","properties":{"src":"/scams-hub/images/scam-alert-message-2.png","alt":"Scam Alert Message 2"},"children":[]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"br","properties":{},"children":[]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"h2","properties":{},"children":[{"type":"text","value":"How to Protect Yourself"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"ul","properties":{},"children":[{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Avoid clicking links in unexpected messages "}]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Check and contact via phone numbers against the organisation’s official website "}]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Only enter personal details on official websites or apps "}]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"},{"type":"element","tagName":"li","properties":{},"children":[{"type":"element","tagName":"p","properties":{},"children":[{"type":"text","value":"Never share OTPs, passwords or security codes "}]},{"type":"text","value":"\n"}]},{"type":"text","value":"\n"}]}],"data":{"quirksMode":false}},"frontmatter":{"date":"April 08, 2026","path":"/scams-hub/october-december-2025.html","path2":"/scams-hub/april-june-2025.html","id":"october-december-2025","title":"Oct - Dec 2025","title2":"Apr - June 2025","pretitle":"Jul - Sept 2025","prepath":"/scams-hub/jul-sep-2025.html","thumbnail":"scams-hub-jan-mar-2024.webp","thumbnail2":"scams-hub-jan-mar-2024.webp","heroBg":"scam-alert.png","meta_title":null,"meta_description":" ","pageHeader":"  Oct - Dec 2025 "}},"allMarkdownRemark":{"edges":[{"node":{"html":"<style>\n    li p {\n    margin: 0px !important;\n    }\n    u {\n        text-underline-offset: 4px;\n    }\n</style>\n<h2>Tax Time Is Here – Are You Scam-Safe?</h2>\n<p>Tax time can be busy and confusing – and unfortunately, scammers know that. <br/><br/>\nThey often pretend to be from trusted places like the <b>Inland Revenue (IRD)</b> or <b>Te Tari Taake</b> to trick people into giving away money or personal details.</p>\n<h2>What Scammers Might Do?</h2>\n<p>Scammers may:</p>\n<ul>\n<li><p>Say you owe money and try to scare you.</p></li>\n<li><p>Promise a refund to get your details.</p></li>\n<li><p>Send fake emails, texts, or even call you pretending to be from Inland Revenue</p></li>\n</ul>\n<p><u><b>It’s okay to pause and check. You don’t have to respond right away.</b></u></p>\n<h2>How can you Protect Yourself?</h2>\n<ul>\n<li><u>Don’t Share personal information</u>\n<p>Scammers may pretend to be from the Tax Office or other Government Agencies. If someone contacts you by email, phone, or SMS asking for personal or payment information, don’t share anything – it’s safest to hang up or delete the message. Instead, go to the official website and call the number listed there to ensure your speaking with the actual organisation.</p>\n</li>\n<br/>\n<li><u>Add extra security to your accounts</u>\n<p>Turn on multi-factor authentication (MFA) for important accounts like your email, bank, social media, and any system that stores personal or customer information. It’s a simple way to keep your accounts safer.</p></li>\n<br/>\n<li><u>Visit websites the safe way</u>\n<p>Always type the web address into your browser yourself. Avoid clicking on links in emails or texts, even if they look real.</p></li>\n<br/>\n<li><u>Trust your instincts</u>\n<p>If something sounds too good to be true, it probably is. Take a moment to pause and check. If you get a suspicious message, don’t click on any links – just delete it.</p></li>\n</ul>\n<h2>Not Sure? Ask First</h2>\n<p>If you’re unsure whether a message or call is real, it’s okay to ask someone you trust or contact Inland Revenue directly. You’re not alone – many people get these messages.</p>","frontmatter":{"id":"april-june-2026","title":"Apr - June 2026","title2":"Oct - Dec 2025","pretitle":"Jan - Mar 2026","prepath":"/scams-hub/jan-march-2026.html","description":"","date":"2026-04-08","path":"/scams-hub/april-june-2026.html","path2":"/scams-hub/october-december-2025.html","thumbnail":"scams-and-security.png","thumbnail2":"scam-alert.png"}}},{"node":{"html":"<style>\n    li p {\n    margin: 0px !important;\n    }\n    u {\n        text-underline-offset: 4px;\n    }\n</style>\n<h2>“Hey Mum / Hey Dad” Scam – What You Need to Know</h2>\n<p>A common phishing tactic involve scammers pretending to be your child or another close family member. They usually claim: </p>\n<ul>\n<li><p>They’ve lost their phone </p></li>\n<li><p>They’ve broken their phone </p></li>\n<li><p>They’re using a “temporary number” </p></li>\n<li><p>They need urgent help paying a bill, rent, or replacing the phone </p></li>\n<li><p>They cannot access their bank account </p></li>\n</ul>\n<p>See two examples below of a ‘Hey Mum/Dad’ scam. </p>\n<p><img src=\"../scams-hub/images/scams-security-message-1.png\" alt=\"Scams and security Message 1\">\n<img src=\"../scams-hub/images/scams-security-message-2.png\" alt=\"Scams and security Message 2\"></p>\n<h2>How to Protect Yourself</h2>\n<ul>\n<li><p><b>Stop and check</b>\n– contact your child/family member on their usual number</p>\n</li>\n<li><p><b>Don’t transfer money </b>\n to anyone claiming to be a family member without verifying their identity </p>\n</li>\n<li><p><b>Never share OTPs, passwords or security codes </b></p>\n</li>\n<li><p><b>Avoid clicking links </b>\n in unexpected emails or messages</p>\n</li>\n<li><p><b>Only enter personal details </b>\n  through official websites or apps </p>\n</li>\n</ul>\n<p>If something feels urgent or unusual, that’s a red flag. </p>","frontmatter":{"id":"jan-march-2026","title":"Jan - Mar 2026","title2":"Jul - Sep 2025","pretitle":"Oct - Dec 2025","prepath":"/scams-hub/october-december-2025.html","description":" ","date":"2026-04-08","path":"/scams-hub/jan-march-2026.html","path2":"/scams-hub/jul-sep-2025.html","thumbnail":"scam-alert.png","thumbnail2":"scams-hub-jan-mar-2024.webp"}}},{"node":{"html":"<h2>Employment scam</h2>\n<p><img src=\"../scams-hub/images/employment-scam.png\" alt=\"Employment scam \"></p>\n<style>\n    li p {\n    margin: 0px !important;\n    }\n    u {\n        text-underline-offset: 4px;\n    }\n</style>\n<p><b>Watch out - </b>Keep an eye out for scammer creating fake job offers to steal your money and personal information. Always scrutinise any job that requires you to pay money upfront. These scammers often promise high-paying jobs with minimal effort. Frequently, the job doesn’t exist at all. </p>\n<p><b>Remember - </b>They may claim to represent high-profile companies, online shopping platforms, or well-known recruitment agencies, aiming to steal your money and personal details. Often, they request payment to start the role and receive the promised income. </p>\n<p><b>Warning signs:</b></p>\n<ul>\n<li><p>Unexpected contact: A recruiter reaches out through text or encrypted message platforms like WhatsApp, Signal, or Telegram.  </p>\n</li>\n<li><p>Too good to be true: The job offers high income for minimal effort.  Quick hiring process: There's no interview or discussion of your qualifications, experience, or references.  </p>\n</li>\n<li><p>Upfront financial commitment: You're asked to top up an account with your own money or cryptocurrency.  </p>\n</li>\n<li><p>Suspicious tasks: The job involves transferring money, making purchases, or receiving packages for someone else.  </p>\n</li>\n<li><p>Fees for starting: You're required to pay a 'recruitment fee' or buy training materials before beginning the job. </p>\n</li>\n</ul>","frontmatter":{"id":"jul-sep-2025","title":"Jul -  Sep 2025","title2":"Jan - March 2025","pretitle":"Apr - June 2025","prepath":"/scams-hub/april-june-2025.html","description":"Some helpful overseas travel tips and some ways make your dollar go further while you’re on holiday.","date":"2026-04-08","path":"/scams-hub/jul-sep-2025.html","path2":"/scams-hub/jan-march-2025.html","thumbnail":"article-alert-one-april-june-2024.webp","thumbnail2":"latest-alerts-jan-mar-2024.webp"}}},{"node":{"html":"<style>\n    li p {\n    margin: 0px !important;\n    }\n    u {\n        text-underline-offset: 4px;\n    }\n</style>\n<h2>Phishing Scams – What to Watch For</h2>\n<p>Phishing scams may be sent by email, text message, phone call, or social media, and often pretend to be from trusted organisations. eg: PayPal, NZPost, ATO, TOLL</p>\n<h2>What Scammers Want You to Do</h2>\n<p>If you click the link, they may ask for:</p>\n<ul>\n<li><p>Usernames and passwords</p></li>\n<li><p>Card or bank details</p></li>\n<li><p>Onetime passwords (OTPs)</p></li>\n</ul>\n<p>If you call the number, they may: </p>\n<ul>\n<li><p>Pretend to fix an issue or dispute transactions for you </p></li>\n<li><p>Ask for security codes </p></li>\n<li><p>Try to access your device </p></li>\n<li><p>Guide you into making payments </p></li>\n</ul>\n<p>See the examples below of common phishing scams: </p>\n<ul>\n<li><p><b>Fake invoice:</b>A message claiming an invoice has been issued (often using names like Bitcoin) and asking you to click a link or call a number. </p>\n <img src=\"/scams-hub/images/scam-alert-message-1.png\" alt=\"Scam Alert Message 1\" />\n</li>\n<br/>\n<li><p><b>Fake subscription renewal:</b> A message saying a subscription has been renewed or will be charged, urging you to call to dispute it. </p>\n <img src=\"/scams-hub/images/scam-alert-message-2.png\" alt=\"Scam Alert Message 2\" />\n</li>\n<br/>\n</ul>\n<h2>How to Protect Yourself</h2>\n<ul>\n<li><p>Avoid clicking links in unexpected messages </p>\n</li>\n<li><p>Check and contact via phone numbers against the organisation’s official website </p>\n</li>\n<li><p>Only enter personal details on official websites or apps </p>\n</li>\n<li><p>Never share OTPs, passwords or security codes </p>\n</li>\n</ul>","frontmatter":{"id":"october-december-2025","title":"Oct - Dec 2025","title2":"Apr - June 2025","pretitle":"Jul - Sept 2025","prepath":"/scams-hub/jul-sep-2025.html","description":" ","date":"2026-04-08","path":"/scams-hub/october-december-2025.html","path2":"/scams-hub/april-june-2025.html","thumbnail":"scams-hub-jan-mar-2024.webp","thumbnail2":"scams-hub-jan-mar-2024.webp"}}},{"node":{"html":"<p><img src=\"../scams-hub/images/recovery-scam.png\" alt=\"Recovery scam\"></p>\n<h2>Understanding Scam Recovery Scams and How to Protect Yourself</h2>\n<p>A <b>scam recovery scam</b>, also referred to as a <b>fund recovery scam</b>, occurs when criminals target individuals who have previously fallen victim to scams. These scammers falsely claim they can help you recover the stolen funds, often demanding an upfront fee or a percentage of the recovered amount. Unfortunately, even legitimate recovery services rarely succeed in recovering stolen money, and such scams only exacerbate the financial losses for victims.\n<br/><br/>\nLatitude is advising its customers to exercise caution when approached by individuals or organisations offering to recover stolen funds in exchange for an upfront fee. Victims should be aware that such promises are often deceptive. Latitude encourages individuals to report scams to local authorities and contact their financial institutions to initiate appropriate investigations.</p>\n<h2>Key Tactics Used by Scammers</h2>\n<p>Scammers typically make promises of full recovery, but in most cases, no funds are ever returned to the victim. Instead, scammers may request access to your computer or mobile device, further compromising their security. In the worst-case scenario, these additional scams result in more funds being stolen.<br/></br>\nCriminals frequently pose as trusted entities such as government agencies, legal professionals, or charitable organisations. Some may even fabricate stories, pretending to be scam victims themselves, and claim that a specific individual or company was able to help them recover their lost money. A significant challenge in recovering funds from scam victims is the rapid transfer of money, often to offshore accounts, which makes the retrieval of these funds difficult.</p>\n<h2>How Scam Recovery Scams Operate</h2>\n<ol>\n<li><b>Initial Contact:</b> Criminals often initiate contact with victims by posing as trusted figures, such as representatives from government agencies, cyber security firms, fund recovery services, lawyers, consumer advocacy groups, or charities. They may use various channels, including email, phone calls, mobile apps, social media, or text messages, to reach out to potential victims.</li>\n<li><b>Scam Discovery:</b> In some cases, victims first encounter these scammers through advertisements on social media or through online searches, where criminals promote their \"recovery\" services.</li>\n<li><b>Payment Demands:</b> The scammers will claim they can recover lost funds in exchange for an upfront fee and a percentage of the recovered funds. They may also suggest that they can trace lost cryptocurrency. </li>\n<li><b>Collection of Personal Information:</b> To appear legitimate, the scammers may request personal information from the victim under the guise of verifying their identity. They may also set up a cryptocurrency wallet to facilitate payments for their services</li>\n<li><b>Remote Access Requests:</b> In some instances, scammers may ask to remotely access the victim’s computer or mobile device, enabling them to steal additional personal information, including financial details.</li>\n<li><b>Fabricated Success Stories:</b> Some scammers go so far as to pretend to be victims of scams themselves, claiming that a particular entity helped them recover their lost money. They may direct victims to fake reviews or recommendations from \"other victims\" who claim to have successfully recovered funds.</li>\n<li><b>Professional Looking Websites:</b> To enhance their credibility, scammers may create seemingly legitimate websites that advertise their recovery services, complete with professional designs and detailed guides. These deceptive sites may also include fake paperwork as part of the \"recovery\" process.</li>\n</ol>\n<h2>Protecting Yourself from Scam Recovery Scams</h2>\n<p>To safeguard against falling victim to scam recovery scams, it is crucial to remain vigilant. Always be cautious of unsolicited offers to recover lost funds, especially if they require upfront payments or access to your personal devices. If you suspect you have been targeted, report the incident to the police and contact Latitude immediately.\n<br/><br/>\nRemember, legitimate recovery services rarely require upfront fees, and no one can guarantee the recovery of funds once they have been stolen. By staying informed and cautious, you can help protect yourself from these evolving scams.</p>","frontmatter":{"id":"april-june-2025","title":"Apr - June 2025","title2":"Oct - Dec 2024","pretitle":"Jan - March 2025","prepath":"/scams-hub/jan-march-2025.html","description":"A scam recovery scam, also referred to as a fund recovery scam, occurs when criminals target individuals who have previously fallen victim to scams.","date":"2025-04-30","path":"/scams-hub/april-june-2025.html","path2":"/scams-hub/october-december-2024.html","thumbnail":"article-alert-one-april-june-2024.webp","thumbnail2":"article-alert-one-april-june-2024.webp"}}}]}},"pageContext":{}},"staticQueryHashes":[]}