Personal loan insurance

Who knows what the future holds? We don’t. But we do know if you find yourself off work because of sickness or redundancy and unable to pay off your loan you’ll be glad you insured it.

Why choose Repayment Protection Insurance?

Peace of mind, all the way

Be ready for what life throws at you – if you lose your job or get sick - protect your loan from these unexpected events.1

Quick and easy application

Add insurance when you apply for your loan.

2 payments in 1

Premium added to your loan amount so you only have one regular repayment.

Fair’s fair

You’ll always pay the same regardless of your age, job or medical history.

Didn't find what you were looking for?

Call our insurance specialists now on 0800 422 898
Mon - Fri, 8am-6pm (NZDT)
Weekends, 9am-5pm (NZDT)

Got a question ?

Email us at: gem.nz@gemfinance.co.nz

Tailor your plan with one or more of the following covers

Repayment Cover

Disability

If you get sick or injured and can’t work for more than 14 days, we’ll cover your repayments up to $1,500 per month until you can return to work.

Involuntary Unemployment

If you lose your job through no fault of your own, perhaps you are made redundant, we can cover your repayments up to $1,500 per month until you find a job or for a maximum of 6 months.1

Life Cover

Life Cover

If you pass away or become terminally ill, we’ll pay off your remaining balance up to $50,000.1

1 For details and exclusions, see Policy.

Protecting yourself is easy

1

Give us a call

Phone us on 0800 422 898 to get started or find out more.

2

Apply for a loan

Complete a personal loan application form in approximately 10 minutes.

3

Opt-in

Apply for insurance during the loan application process.

Need to make a claim?

Call us on 0800 220 999 between 10:30am and 7pm Mon to Fri (AEST). Or simply make a claim online today

Frequently Asked Questions

Policy details

Claims

Didn't find what you were looking for?

Call our insurance specialists now on 0800 422 898
Mon - Fri, 8am-6pm (NZDT)
Weekends, 9am-5pm (NZDT)

Got a question ?

Email us at: gem.nz@gemfinance.co.nz

Things you should know

*The premium for Repayment Protection Insurance is based on a number of factors, for example, the amount you’re borrowing and how long you’re borrowing it for.

1 Terms, conditions and some exclusion apply. See the Policy for full details including details of limits that apply to the cover. The insurance is issued by Hallmark Life Insurance Company Ltd. and Hallmark General Insurance Company Ltd. (incorporated in Australia and operating in New Zealand).