A $55 early Christmas present anyone?

We've kicked off the festive season with great Christmas offers. Get a Gem Visa before November 30th and as a new customer you'll receive a $55* credit on your account.

*Credit, lending critieria and an annual fee apply. $55 will be credited back to your Gem Visa account. Visible on your first statement. Gem Visa is provided by Latitude Financial Services Limited.

How a Gem Visa card
can make your summer better

Wanting to make the most of summer? A Gem Visa card is here to help. With 6 months interest free
when you spend $250 or more and a $55 credit from us to get you started, this could be the best summer yet.

Book a holiday, a tour or even a surfing lesson.

Make Christmas extra special with treats and pressies.

Upgrade your phone, get a new entertainment system or blast summer tunes on a new speaker.

Spruce up your room with some fresh furniture or buy a brand-new BBQ for those summer nights.

Get More with Gem Visa

Gem Visa offers a flexible yet safe way to shop, so you can get the perfect gift for that special someone...or for yourself.

Gem Visa card
  • Accepted worldwide.
  • Enjoy 6 months interest-free on all purchases of $250 or more everywhere Visa is accepted.
  • Unlock exclusive offers with retail partners - instore and online.
  • Add shopper's protection insurance for even more safe and secure shopping.
  • Relax with up to 55 days interest-free on purchases less than $250.
  • No annual fee for the first year.
  • Get a Gem Visa before November 30th and as a new customer, you'll receive a $55* credit on your account.

Why take out credit card insurance?

Don't miss out on a bargain

If one of your eligible purchases drops in price within 6 months at the same store, we'll refund the difference1.

Repair, refund, replace

We'll cover the cost of any eligible purchases that are lost, stolen or damaged within 6 months of purchase (excludes Gem CretitLine)1.

Can't pay? Don't stress

We'll be there to help if you find yourself unemployed or seriously ill, up to $50001.

If your card is reported stolen

We'll pay $200 to your account just for the inconvenience (excludes Gem CreditLine)1.

Things you should know

1Terms, conditions and some exclusions apply. See the Product Information Brochure and Policy for the respective cards below for full details, including details of limits that apply to the cover. The insurance is issued by Hallmark Life Insurance Company Ltd. and Hallmark General Insurance Company Ltd. (Incorporated in Australia and operating in New Zealand).