Become a partner

Find out how Gem can help grow your business.

Gem Visa card

Why partner with Gem Visa?

Enable purchases

With the range of 0% p.a. interest deals, Gem Visa enables your customers to buy what they want today and enjoy the flexibility of paying it off over time.

Drive repeat sales

Through a range of competitive finance promotions, we help increase repeat foot traffic and ultimately sales. We have the highest repeat purchasing rate of the retail finance cards currently in market5.

Retail finance expertise

We’ll help you achieve a point of difference from your competitors and also provide you with retail finance expertise to make the most of your business growth.

We own the debt

Gem Visa is an unsecured, non-recourse product. So as long as you follow our simple operating procedures, you have no responsibility for the debt in the event of payment defaults. 4

Become a Gem Visa accredited partner today

Call us on 0800 787 767
Monday – Thursday 8:30am-5:00pm
Friday 8:00am – 4:00pm

Why is Gem a smart solution for your customers

0% p.a. interest

Your customers will enjoy 0% p.a. interest for 6 months on everyday Visa purchases over $2501

Long term interest free deals

Gem Visa offers customers the convenience of an everyday credit card, combined with pre-approved access a variety of long term interest free and deferred payment finance promotions.

No add-on fee

Customers enjoy the ability to repeat spend without additional transaction fees.

Revolving line of credit

Once customers have signed up, they have easy access to credit, subject to available credit limits, which they can use in your store.

It’s a Visa

As part of a global scheme, Gem Visa offers customers freedom and flexibility to buy what they want, when they want it – from everyday purchases to bigger ticket items.

Safe & secure

As well as worldwide recognition and acceptance through the Visa brand, customers get the added security of Verified by Visa.

How do we support you?

Merchant support team

Just a phone call away and happy to answer any query – from processing applications, password resets, training of our merchant portal, to new merchant accreditation.

National sales team

You have the backing of our skilled Business Development Managers. Together, they’ll help you achieve sales results by providing interest free finance deals, promotional support, education and training of our products.

Marketing support

Our marketing professionals work collaboratively with our sales team to support your business initiatives through tailored marketing communications to our customer base.

Become a Gem Visa accredited partner today

Call us on 0800 787 767
Monday – Thursday 8:00am-5:00pm
Friday 8:00am – 4:00pm

Things you should know

1 Credit and lending criteria, $55 establishment fee and $52 annual account fee apply. Prevailing interest rate (currently 25.99% p.a.) applies after 6 months.
4 All Visa transactions are subject to the terms and conditions issued by your usual processing bank.
5 RFi Group, customer survey April 2016.